Goldman Sachs gives Canada’s housing market a one in three chance of crashing soon. At the same time, more Canadians than ever are migrating to urban areas, driving up the need for affordable housing. It’s a trend that isn’t sustainable. The average price of a home in Canada is increasing at nearly twice the rate of the United States, but wages for Canadians are not increasing. More people and lower income in a market with rising prices is a recipe for disaster, and if Canada can’t find a solution to the problem, that’s exactly what this crisis will become.